Personal & Auto Loans

A personal loan is unsecured money borrowed from a bank, credit union or online lender that you pay back in fixed monthly installments. As a full service credit union, Philadelphia Letter Carriers FCU offers personal loans and lines of credit with extremely competitive rates. Let us help you meet your financial goals – whatever they may be! Personal loans can be used for home renovation projects, take that dream vacation, pay for a wedding or just give yourself some cushion in your savings account for unexpected expenses. Many people use personal loans to consolidate multiple high interest rate credit credits so you can simplify your life with one fixed-rate monthly payment. Use Philadelphia Letter Carriers FCU personal loans to take control of your finances.

If you are in need of a personal loan for any reason, Philadelphia Letter Carriers FCU would love to help you. Our competitive rates are as low at 9.00% and all of our personal loans are unsecured, so there is no upfront collateral to worry about. For security, we also offer disability and life insurance for your loan protection. The Philadelphia Letter Carriers FCU prides itself on superior customer service and honesty. Our helpful customer support is available Monday through Friday from 8:30am – 3pm in person or via phone. Furthermore, we are completely transparent and you’ll know what you’re getting and how much your monthly payments will be before we sign the paperwork and transfer the money. Stress less about your finances and choose the Philadelphia Letter Carriers FCU for your next personal loan.

Easy Personal Loan Application Process:
When looking for a personal loan or line of credit we understand you need the money as soon as possible. Knowing this, the Philadelphia Letter Carriers FCU makes the application process simple. You can apply online, or give us a call, and answer a few simple questions regarding name, address, phone number, income and current debts, among other things. Once approved, we can have the money in your account within 5 business days.

Low Rate Auto Loans
The Philadelphia Letter Carries FCU is proud to announce that we offer the same low rates for both new and used cars. While many big banks or lenders will charge you a higher interest rate when making the smart financial decision of purchasing a used car, we will offer the same rate for a new car loan or a used car loan – guaranteed. The Philadelphia Letter Carries FCU automobile loans start as low as 2.99% – new or used. Furthermore, we will finance up to 100% of the Kelly Blue Book value. When you’re ready to purchase your next new or used car, be confident in your buying power with a loan from the Philadelphia Letter Carries FCU.

Contact Philadelphia Letter Carriers FCU today!
We are here to answer any questions you have before applying for our personal loans. Feel free to give us a call or stop by our branch on Broad Street during normal business hours. If it is after hours, head over to on contact form, send us a message and we will get back to you as soon as we return.

Some Of Our Services