Privacy and Third Party Website Policy
The credit union collects nonpublic personal information about you when you submit applications and forms for savings and/or lending services. Other sources of nonpublic personal information are your account transaction activity, credit history on file with consumer reporting agencies and information from marketing research firms.
The Philadelphia Letter Carriers Federal Credit Union does not disclose nonpublic information to affiliated or non-affiliated third parties except as allowed by law. The law allows us to exchange account activity information with third parties in order to process things such as ATM and check card activity and open credit line activity. Our staff is committed to protecting your personal information.
Employees follow our strict policy concerning member confidentiality. The credit union will not release any information about your accounts without your specific written consent. If your account with PLCFCU becomes inactive or is closed, your information will not be released to affiliated or non-affiliated third parties.
We are committed to informing you, our member, of the availability of valuable financial services. The credit union may disclose information about you, typically name and address, to reputable financial institutions that we have partnered with to provide services such as insurance, consumer goods discounts, and investment broker-dealer offerings.
PLCFCU may wish to provide additional service offerings in the future. The credit union will provide sufficient notice, as required by law, to allow you to opt out of receiving information regarding these services.
We assure you that we maintain physical, electronic and procedural safeguards that comply with federal regulations in order to guard your nonpublic personal information. We want to retain the confidence that you have placed in us and ensure you of our ongoing commitment to you in the future.
Personal information contained in e-mail sent by members and non-members may be used by our staff and volunteers to answer questions, to follow up on suggestions or complaints, or to improve the level of service PLCFCU provides. The information that is collected will not be sold to, leased to, or shared with third parties.
Non-identifying information is collected from our website for the purpose of tracking system performance, the number of visitors to our site, and information that is or is not of interest to our members.
Children and Collection of Personal Information:
In compliance with federal government regulations, PLCFCU does not collect personal information from children. PLCFCU views a child as any individual who is under 18 years of age. Therefore, if you are under 18 years of age, please do not give PLCFCU any personal information.
LINKS TO THIRD PARTY WEBSITES
PLCFCU contains links to other companies on our website. Please be aware that PLCFCU is not liable for the content or availability of these linked sites. PLCFCU does not provide, and is not responsible for, the product, service, or overall website content available at a third-party site.
PLCFCU’s privacy policies do not apply to linked websites. If you do click on a linked website located on PLCFCU’s Website, please consult the privacy disclosures on that site for further information.