APPLICATIONS Online Banking Click Here !

Rates & Fees

You may apply for one loan per calendar year free of charge.
Any additional loan application within that year will have a $10 processing fee added.
Processing fees are waived on all Auto loans

RATES	APY=”Annual Percentage Yield”
SAVINGS RATES	APY
Regular shares	.25%
Vacation shares	.25%
Christmas shares	.25%
*Minimum balance to earn dividend	$100.00
SHARE CERTIFICATES	APY
3 Month CD	.30%
6 Month CD	.50%
9 Month CD	.50%
12 Month CD	1.00%
PERSONAL LOANS
As low as 9.50%
AUTOMOBILE LOANS
As low as 2.99% New or Used
FIRST MORTGAGES + HOME EQUITY LOANS
Rates change daily please call us

FEES
SHARE DRAFT ACCOUNT FEES
Overdraft	$15 per item
Non Sufficient Funds	$15 per item
Returned Deposit Item	$25 per item
Stop Payment	$20 per request
OTHER SERVICE FEES
Items Sent for Collection	$25 per item
Account Reconciliation	$25 per hour
Account Research	$25 per hour
Statement Copy	$1 per copy
Deposited Item Returned	$25 per item
Legal Process	$25
Dormant Account	$10 per month after 2 years inactivity
EFT FEES
ATM Withdrawals on our networks	Unlimited
ATM Withdrawals outside of our networks	$1.50 each
Card Replacement	$20 per request
PIN Re-issue	$1 per request
ACH Overdraft	$15 per item

Some Of Our Services

Online Banking

Free Checking & Savings

Home Equity Loans

Personal & Auto Loans

Home Mortgages

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